At the beginning of every year I always try and work out a rough financial plan for the year ahead. Of course you are always going to have some months with additional outgoings. Even though the age gap between my 2 children is 5 years, unfortunately their birthdays are a matter of a few days apart, so come March and April, it is a pretty expensive time in our house. Continue Reading »

At the beginning of every year I always try and work out a rough financial plan for the year ahead. Naturally, some months are going to be more expensive than others. Unfortunately when I had my children, even though there is a 5 year age gap, their actual birthdays are only a few days apart, so March and April are pretty expensive months. Continue Reading »